Detailed analysis and reporting. Designed for Partners & Resellers. But a white label gateway takes things one step further by allowing you to. Payment Gateway Reseller. With our White Label App Reseller program, you can create an unlimited number of apps. Especially designed for developers. VPS. The GoDaddy Reseller Program allows you to sell all GoDaddy products including web hosting, domains and more. You can pick the style, UI, name, domain, and brand image facilitated into the gateway. Configuring Payment Gateways. The top 15 crypto payment gateways for 2023. 20. Payment Gateway Reseller. However, to start your own payment gateway business more. For example, you can handle credit card payments in various currencies using this payment gateway. How you can start a payment gateway company. If your company needs reseller services, consider looking into the advantages of a white-label payment gateway. can manage multiple. Looking for White Label Payment Gateway Reseller? Stark Payments is one of the most comprehensive white label payment processing toolkit on the market. 7. White-Label payment gateways provides the same features and functionality and plays the same important role as regular payment gateways. White-label payment gateways help businesses improve their payment experience and reshape the way they conduct online transactions. Promote your portal through various marketing channels, such as social media, online. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. Payouts. Let’s discuss how we can help your business achieve rapid growth. Integrating a payment gateway into the existing brand’s website or application can be. By and by, in adding a payment service provider to the payment gateway, it might be done in 2ways. To put it shortly, processing cost consists of base costs (which include interchange fees and assessments) and markups. The underlying is the PSP compromise through Programming point of interaction, an internal checkout page which is a piece of the stage’s frontend. Why use a white label payment gateway? Efficiency. Final Say. Deliver the best payments experience for your merchants and their customers across every channel and every device: in-store, mobile, online or self-service. Free. Merchants must deposit into a single Chase bank account to be eligible. Easy onboarding & KYC. A white label model means getting an unbranded solution, putting your brand name on, and selling it as your own. Whether it is in-depth transaction data, chargeback and refund information or acquirer performance statistics, you are in control of your payments strategy and success. The main rule for a company’s development and success is to get the right payment gateway. BridgePay Network Solutions, LLC (BridgePay) is a transactional gateway leading the industry with robust data security technology and premium cloud-based solutions. Maintenance, hosting, adding new. So, what businesses can opt for a white label payment gateway solution? White label payment gateways are an end-to-end solution specifically designed for: merchants;. the respective merchant and reseller data is not “mixed” with data of other ISO’s clients). It acts as the bridge between a customer’s payment method—such as credit cards, digital wallets, or bank transfers—and a business’s merchant account, transferring funds quickly and securely. Introduction to Payment Gateways. Understanding SMS white label billing systems. Download No, Thanks, I'll pass . Resellers feel comfortable with our payment gateway and endorse a product that brings the best out of payment solutions. 70) Decta Limited is an electronic money institution focused on providing a flexible payment processing platform. This gives you the information you need to make informed decisions. White label features. Taking into account everything, they will see the payment association as being presented by the ISV that rebranded it. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. Integrating a payment gateway into the existing brand’s website or application can be. we have availed services of Safexpay’s Payment Gateway and duly appreciate the services for its exemplary features. White-labelling of a payment gateway allows you to unleash the full potential of your business. Understanding the payment gateway ecosystem is essential to capitalize on modern payment technology. While still allowing the company to use its name, a white-label payment gateway can offer fantastic solutions for the end users. We offer an easy going partnership that allows credit card processing resellers to send deals as they please and rewards loyalty with better rates and splits. you receive a link that you share with your audience. Tokenization & Credit Card Vault. As the name suggests, these companies do not own their product. A payment gateway reseller program allows agents to refer clients to payment service providers and make money on the commission from every transaction. This solution provides an advantageous alternative for businesses that want to offer their own payment processing services without the hassle and expense of creating and managing complex payment systems. IPG has been delivering comprehensive, fully customisable online payment gateways since 1997 for independent sales organisations (ISOs), payment facilitators (PFs) and payment processors (PPs). Through Hips White Label Payment Gateway, leading Acquirers, Payment Service. Scale up with refined own-brand payment solutions. Finally, the reseller sells the product to their customers. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously. Final Say. Start building your business today. The platform has more than 170 connectors to banks and payment methods. We help you to control payments with our White Label Payment Platform offering dozens of integrations and 500+ payment methods. A white label payment gateway allows companies to incorporate their own branding into an existing payment system for use on websites or mobile apps. Lean how payment gateways work and other major benefits of White Label Merchant Services. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously. Why use a white label payment gateway? Efficiency. Spell - white label payment gateway, e-wallet, and billing software united under one PayTech platform & RESTful API. White Label Payment Gateway service augments a business's silhouette in the work field. Access to dedicated account manager and flexible pricing model. Search for Business Services Log in Sign upCardstream offers white-label payment gateway solutions to software companies, acquirers and payment services providers. SolusVM WHMCS module. Generate income with our white label payment gateway solution. It offers a comprehensive framework for your business to begin processing payments. Building and maintaining a payments infrastructure is extremely resource-intensive. This is the way the advancement should be, plain, dependable and non-intruding. Within card processing cost it is mostly markup that is negotiable. This wide range of companies includes local and global payment providers. A white-label payment gateway just like Gatewayeast’s will establish your brand image faster. Some of the key features are: Intelligent transaction routing. As an Authorize. Extra costs: Loads of them really. However, there comes a point where each professional must decide whether this is a benefit or a liability. There is no huge package of. A white-label payment gateway provider that offers robust encryption and authentication protocols proves to be essential in maintaining a secure digital payment environment. For less than $300 per year, you get your own brand of e-commerce that includes a white label store management tool, platform updates and maintenance, and priority technical support. We have invested in extensive…An article describing the flavors of white-label payment gateway solutions that can be used by ISOs to provide gateway services under their own brands! The wisdom of payments processing. Cons of White Label Payment Gateway Solutions. Can make SEPA payments to 35 EU countries. A white label payment gateway allows companies to incorporate their own branding into an existing payment system for use on websites or mobile apps. ISO and Reseller programes. Partnering for Success: How White Label Payment Gateways Fuel Collaborations Payment Gateway Reseller. It offers plentiful possibilities to reseller to. Get started. SiteGlue AI. All Processors. Partnering with Cardstream to resell our state-of-the-art White Label Payment Gateway comes with many benefits. In other words, you can completely customize the look and feel of the gateway. They then create a customized appearance for the white-label products. Linux Reseller Hosting Plan Cost: $10. People love us because of our speed, flexibility and easy to use solutions. However, if you get a white-label payment gateway, you can significantly cut down on these costs. Cardstream is a high performance Level 1 PCI DSS-compliant white label payment processing platform. In other words, you can completely customize the look and feel of the gateway. Direct Rental Program. SMS Reseller Program and White Label Services. You can add the identity of your brand, such as a logo, to the. Settled into Your Bank Account. White label payment gateways. Single processing platform for all transactions, across all channels and all geographies. Start your full commerce journey Get started today. Let's have a discussion on how we can work for mutual benefits! MSGCLUB Bulk sms reseller provider is the best Bulk SMS reseller service provider in India. Ideas Grow Business. Multi-Currency Processing. Your platform. . This adoption enables them to improve their product offerings by providing personalised payment solutions adapted to their client’s specific. Mobile Application for Best Driver Experience. One of these is the fact that you will be assigned a dedicated Relationship Manager (RM) to aid you with all of your Cardstream needs. By providing global cardholders with the flexibility to pay with their preferred card, end. But with the insights and practical advice shared in this ultimate guide, you can embark on this exciting entrepreneurial journey with confidence. Boxopay is a white-label payment gateway provider that establishes connection capabilities with any payment providers and processing centers globally to ensure you’re set up with the most effective interest rate. All from a single payment gateway platform. A white label payment gateway is a solution that allows you to extend payment processing services to your customers under your own name. A potential customer can be suspicious if he has to go to a third-party site during the payment process with the card. the payment gateway providers? Well, it might require some serious investment to set up a. By doing thorough research and comparing, you can identify a payment gateway reseller. UltraSMSScript is the ultimate turn key SMS software platform and can be used as a white label solution for ad and media agencies, marketing providers, and companies serving their own local clients. Today’s robust white-label IPG Gateway is the perfect fit for enterprises seeking to outsource their online. Low investment . Join us today and discover the power of our white label gateway solutions. The end product appears as though it has been. Own Identity . Get started. (i. 98% account approval rate. With the “White Label” license, you get the option to use your own domain and company logos. Then, redirection driving the client to the payment providers picked external checkout page. As a result, in the eyes of your customers (both cardholders and merchants) you are the payment gateway provider. Free. Datacap’s industry-standard payments integration delivers instant access to every major processor in North America and a best-in-class feature-set. But with the insights and practical advice shared in this ultimate guide, you can embark on this exciting entrepreneurial journey with confidence. Social Marketing. DECTA payment products White Label Payment Gateway. Payment to Payout Reconciliation. A white label solution can help you save money by avoiding expensive fees that would be incurred if you built your own custom payment system. With white label payment processing, businesses can confidently present their brand and provide an exceptional payment experience, making it an essential tool in the realm of merchant services ISO. White Label Payment Gateway. With businesses' needs constantly changing, the industry thrives on adapting to these challenges by introducing new technologies, services, and solutions. Every SMS white label application provider offers their own unique version of billing. Thursday October 12 2023. Your logo. We started 15 years ago as a webhosting company in the Netherlands, we have our own hardware, software and employees. Discover all elements of the retail cash register below. Then, redirection driving the client to the payment providers picked external checkout page. A PSP is a company that you as a merchant choose. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. Reseller solutions especially fit-in businesses such as the above as it provides a more holistic solution for. Learn steps to become a merchant processing company and grow a merchant portfolio to be worth millions, best ISO merchant program, sales partnerships100% Customizable and Brandable. White label features. This includes assessing the compatibility, capability, scalability, and cost structure of the online payment gateway solution before committing to a contract. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. By. Read more from Sally Lauckner. DECTA is a global payment processing company offering a wide range of B2B payment services. Point of Sale Partners . White label clients such as payment service providers, ISOs, acquirers, merchants of record etc. white label payment gateway reseller options for providing white label payment processing solutions for resellers The payment gateway industry is a dynamic and ever-evolving landscape, driven by the relentless pursuit of providing the best payment gateway for resellers. Automate the sale of VPS servers & give your clients the ability to completely manage their VPS server inside of WHMCS, using the industry leading SolusVM control panel. With its dynamic QR feature, we can now accept payments from customers through multiple payment apps, making the payment process hassle-free. Trusted by resellers worldwide, CentralNic Reseller, formerly RRPproxy, is your one-stop solution for reselling domains and lucrative related products, such as domain security. On the white label chatbot platform, your customers will only see your logo, domain, colors, and fonts. A. Founded in 2008, we started by developing payment APIs that help you build your payments infrastructure. Cons of White Label Payment Gateway Solutions. Feb 16, 2021. The open payment network is able to manage the entire payment process in different countries. We are a specialist White Label Payment Gateway provider for Resellers, ISO, ISV & PSP businesses. Building and maintaining a payments infrastructure is extremely resource-intensive. Thus, the fee for building 200 websites constitutes $48/mo – this is the minimum offer. , Providence, RI. Some of the key features are: Intelligent transaction routing. Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. Read on to know more about a regular payment gateway, how a white label payment gateway is different and what main advantages it can offer you. Decta Limited offers accepting card payments with merchant account, merchant acquiring, service for credit card and payment processing, white-label card issuing and processing services to. Basically, a white-label solution is a product/ service developed according to the given specifications by the third party to sell to others. com - id: 9046d1-ODAxYA. We offer a built-in 3-D secure support module, the official VISA and Mastercard protocol for card holder authentication. Tel: +31618444038. However, in contrast to a traditional payment gateway provider, it allows you to brand it with your own logo. We help you to process payments with tons of payment connectors. QuickeWallet provides White Label Payment Gateway is an easy way to launch your own PSP/IPSP business. Starting this program is extremely beneficial for a payment service provider. A technical team needs to be deployed with expertise in the sector. Access to dedicated account manager and flexible pricing model. Streamline processing and increase revenues with our next-gen payment gateway. We provide end to end solutions across an expanding global network. Events Driving Growth and Success: Wallester's Affiliate Marketing Team Heads to Affiliate World Europe! White-label VISA card issuing company with global payment gateway and processing solutions for businesses and consumers with 0% maintenance costs. White label payment gateway is one of the best solutions for the payment service. So, if in case, your business would opt for a white label payment gateway, you would provide all your requirements to the third-party. [1] The payment gateway may be provided by a bank to its customers, but can be provided by a specialised. You can’t plant it and pluck it a few weeks later. Advertising Intelligence. FAQ. A potential customer can be suspicious if he. When questions arise, you want a payment processor that will be there for you. Stripe has transparent fees at 2. White-Labeled Gateway. The buyer can add his own logo and domain name to the payment gateway solution. We create an instance of WotNot, with your brand identity in mind. We at Shaw Merchant Group have an awesome white label solution. Why Datacap. The open payment network is able to manage the entire payment process in different countries. You can pick the style, UI, name, domain, and brand image facilitated into the gateway. We’re confident that the UniPay Payment Processing Solution provides unmatched processing and remittance functionality when you require a white label payment gateway for use in your merchant-facing endeavors. It works as a middleman between customer, merchant, payment. g. is the future — we get you there now. In other words, you can completely customize the look and feel of the gateway. And the concept of integrating payments. Lean how payment gateways work and other major benefits of White Label Merchant Services. ISO and Reseller programes. Through Hips White Label Payment Gateway, leading Acquirers, Payment Service Providers and POS Software Providers can easily evolve with the drastic, rapidly changing payments industry. White labeling is when a provider creates non-branded products or services, and then contracts with resellers to rebrand and resell the items or services to end consumers. Demo Tour. This includes assessing the compatibility, capability, scalability, and cost structure of the online payment gateway solution before committing to a contract. Learn steps to become a merchant processing company and grow a merchant portfolio to be worth millions, best ISO merchant program, sales partnershipsWhat is white label reseller? White label resellers are those who sell products that they don't make themselves but which have been made by another company or organization (the "white label"). SaaS white label business types: web design/development tools, website builders, SEO tools, social media moderation/monitoring, e-commerce plugins, payment gateways and many more. Starting Your Own Payment Gateway Service: A Step-by-Step Roadmap. White label accounting software. Quick seamless integration. Can receive free payments from 35 EU countries in 2-12 hours. A payment gateway reseller program is, at its core, a referral program. White-label payment gateways allow these businesses to integrate a fully functional payment gateway that carries their branding, helping to enhance user experience and boost trust and loyalty. Landingi: Best for Design & Marketing Agencies. Your RM can help you take your business to the next level, and you can […]Multi-provider solution. Referral Agent: By becoming a referral agent, you will receive a. Contact Us Partners Testimonials Blog Y2Payments works with resellers who want to provide a robust payment platform to clients and your business network. As a white-label payment gateway provider, acquiring the necessary licenses and certifications is an absolutely critical step to ensure compliance with governing regulations. Hips White Label Payment Gateway is the next generation omnichannel payment gateway. White Label Payment Gateway. Especially designed for developers. Strikingly. the payment gateway providers? Well, it might require some serious investment to set up a. A payment gateway is a technology businesses use to accept and process online payments. A White-Label Payment. So, what businesses can opt for a white label payment gateway solution? White label payment gateways are an end-to-end solution specifically designed for: merchants; software providers; financial institutions; resellers; other businesses looking to facilitate online payments. White Label Payment Gateway. Omni-channel payments. Let’s Discuss What Payment Gateways Do: Before we move towards the payment gateways for white label merchant services, let’s talk about the regular ones to ensure everyone reading this is on. White label payment gateway is a cost-effective solution mostly suitable for fintech companies and e-commerce projects. We would like to show you a description here but the site won’t allow us. Revolutionizing Payment Acceptance "UPIGateway has been a game-changer for our business. By 2014, we evolved to deliver integrated, white label payments solutions to leading SaaS platforms. However, to start your own payment gateway business, you don’t need to invest such a. Marketing Services. The buyer can customize the payment gateway solution to suit his needs. The term “white label” means legally reselling the product or software created or developed by a third party. The advantages of white label payment gateways include quicker time-to-market, cost-effectiveness, enhanced customer trust through consistent branding, and the ability to focus on core business. Also use the retail software as a webshop, online shop window, integration with suppliers and doing marketing. The white label payment gateway ensures that you and your clients are protected from chargebacks. White Label Payment Gateway. 24/7 tech support makes managing your server. To start your own payment gateway business means coding every line for the payment processing channel. White-label payment processing offers multiple benefits for ISVs or SaaS companies looking to offer payments as part of their integrated solutions. If, for example, a white-label vendor charges $3/worker/month, and you’re charging your clients $9/worker/month, that’s a 300% ROI. e-wallet. This solution provides an advantageous alternative for businesses that want to offer their own payment processing services without the hassle and expense of creating and managing complex payment systems. Book a demo. White Label Payment Gateway provides similar sort and functionality and also works the same way as regular payment gateways. The customer support team is also very responsive and helpful. White Label. Dash Clicks. In a nutshell, white-label payment gateway software is a payment system developed by expert third-party providers. 1. Payment Savvy offers one of the best merchant account reseller programs in the business. In other words, you can completely customize the look and feel of the gateway. 9% plus 30 cents for card-not-present transactions. Your merchant portal gives you access to all sorts of real-time customer data. It allows you to become a Reseller. That being said, understanding payment gateways and how they work is an important part of being an SMS white label reseller. White label personal finance management solutions. It is done for another company to put their label. At SMG, we've been making life easier for merchants since 2010. How to Become a Payment Service Provider CompanyThe purpose of this article is to familiarize the key merchant services industry players (particularly, large-size merchants, wholesale resellers and PSPs) with merchant onboarding mechanism as an advanced feature to be considered during payment gateway selection. From secure payment processing to robust fraud protection and even accounting automation, these services offer the perfect solution for businesses aiming to establish themselves as merchant processors. As a merchant services reseller, there are some benefits such as being able to outsource customer support. What’s a White Label Payment Gateway? With the help of a white label payment gateway, you can get similar features and functions and perform the same duties as a payment gateway provider. Configuring Payment Gateways To accept payments on your WHMCS White Label installation, at least one payment gateway needs to be configured. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. white label payment gateway reseller options for providing white label payment processing solutions for resellersThe payment gateway industry is a dynamic and ever-evolving landscape, driven by the relentless pursuit of providing the best payment gateway for resellers. EvGateway is available as white-label solution containing essential features such as price setting, alerts, remote diagnostics, customized reports and many more. Payneteasy's gateway is a fully brandable, white label solution. Start . However, there are many distinctions and benefit with the white label service. Choose a trusted and reliable payment gateway provider that supports multiple payment methods to cater to a wide range of customer preferences. White Label Product: A white label product is manufactured by one company and packaged and sold by other companies under various brand names. Hosting. Hips White Label Payment Gateway is the next generation omnichannel payment gateway. See full list on payspacemagazine. 997% uptime track record, you or your merchants can start accepting payments immediately. In other words, in white label price gateway solution, the enterprise makes use of its personal ‘label’ on pinnacle of the white label or blank label. With customer support for everything from technical difficulties to account inquiries, live support from Unicorn Payment ensures. You can pick the style, UI, name, domain, and brand image facilitated into the gateway. Definition of white label payment gateways. Partner with a trusted, global payments leader. Skype: Anastasiia Brener. Introduction – Payment gateways expect a key part in the processing of a credit card trade. Flexible Payout Schedules. Primary features of our payment. -based customer support, and no annual fees. Also, all the emails sent from the platform have the partners branding to provide a truly native experience. White-label payment gateways let businesses customize the online checkout process with own names, logos and brands without having to create their own. You can get a high ground in your industry or market locale by offering more unmistakable chance and solace to your clients. net are best for taking credit cards and other payments. Let’s take a look at some of them. Good (3. In other words, you can completely customize the look and feel of the gateway. How they Work. When you join our reseller community, you're treated as one of our own! This includes 24/7 premium technical support from our SMS specialists and discounted SMS rates based on. With our 200+ acquirer connections and anti-fraud service providers, we are able to connect our Partners and their merchants to an unrivalled global network of online. You can own the end-to-end ready-to-use, PCI DSS gateway without unnecessary development costs or labor. A payment gateway is a merchant service provided by an e-commerce application service provider that authorizes credit card or direct payments processing for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. Right when you swipe your credit card or make a web-based purchase, a payment gateway takes payment card data and securely sends it to a payment processor for endorsement. It has all the features of a traditional payment gateway—e. We already work with many online businesses, processing millions in payments. This includes assessing the compatibility, capability, scalability, and cost structure of the online payment gateway solution before committing to a contract. White label payment gateway positively affects customer loyalty and confidence in the quality of your services. The merchant services resellers and ISOs have the liberty to use. You can pick the style, UI, name, domain, and brand image facilitated into the gateway. Payment Processors . Give merchants everything they need to transact swiftly and securely with our breakthrough. Payment Orchestration Platform. 3. Resell VPN accounts with whitelabel Windows, Mac, IOS and Android software. Let us discuss “Advantages of White Label Payment Gateway”. Merchant Account Reseller Program; Selling Merchant Cash Advance; High Risk Merchant Account Services;. A white label payment gateway reseller or provider is a company that offers a third-party payment gateway service or product. Remediation of EVSE. White labelling is a legal technique that permits the sale and rebranding of a product or service under a different company’s name. Solutions. It takes development and expertise, time and financial investment. The idea of intelligent marketing evolved with the White-Labelling of products. Plus, low rates with no hidden fees. Rather than simply being a reseller, becoming a supplier of payment gateway services provides distinct options. By integrating with an online shopping cart, merchant account, or other payment solutions, a payment gateway ensures a seamless and efficient transaction process. Expertise: White label payment gateways have experience in enabling millions of netizens to make payments to their. Magnius is specializing in payment services for large merchants and PSPs. However, many people think that a payment gateway has to be created from scratch. Your brand name will be displayed and promoted fully over the payment gateway. Our payment infrastructure has been approved by our customers and ForgingBlock’s decentralized P2P cryptocurrency. The payment gateway industry is a dynamic and ever-evolving landscape, driven by the relentless pursuit of providing the best payment gateway for resellers. White Label and Credit Card Processor – White label credit cards are a sort of credit card gave by a distant cash related establishment yet are separate with the logo of a particular retailer or business. VPN reseller module. By acknowledging the importance of a white label POS reseller in your marketing approach, you can establish trust, build credibility, and demonstrate that you are committed to providing the best possible solution for your customers' point of sale needs. As a merchant services provider, a white-label POS system allows you: Save the cost of development. Fintechee provides brokers with White Label which authorizes brokers to use Fintechee’s WEB trader which serves as a trading platform. This is quite simply letting you create your own app maker. The use of a white-label payment gateway will solidify your relations with your merchants and put you in the position to meet their needs better. . We’ll get back to these, but first, we need to explain the former two concepts—open banking and banking as a service. 100% Customizable and Brandable. PAYMENT GATEWAY SOLUTIONS PVT. White label payment gateways are an end-to-end solution specifically designed for: merchants; software providers; financial institutions; resellers; other businesses looking to facilitate online payments. Generate income with our white label payment gateway solution. By offering a white label payment gateway, you can confidently assure your clients of a seamless and trustworthy payment experience. We believe in trust as our core value, we are dedicated towards earning your trust. Simply add your logo, pick a colour, and adjust your account settings to your liking. Benefits of a white label Payment Gateway. Sentora is designed to host and manage multiple clients on a single server, this is. Our cutting-edge in-built fraud management features help. Complete the form below to tell us about your company and type of payment solution you are looking for. A white-label payment gateway is a payment gateway method which approves a company to grant fee processing services underneath its name. VPN reseller program. Expect much more from your POS system than just checking out and booking. This all is possible while relying on high-quality payment solutions. There are four kinds of resellers that will benefit from the white label model the most: ISOs – Independent Sales Organizations; ISVs – Independent Software Vendors. The underlying is the PSP compromise through Programming point of interaction, an internal checkout page which is a piece of the stage’s frontend. A few examples of who our white-labeled payment solutions are for. Free.